SpiceJet facilitates insurance of

SpiceJet facilitates insurance of passengers for COVID-19 hospitalisation starting at ₹ 443/-

First and only airline in India to offer a medical insurance cover for hospitalisation due to coronavirus

·         Policy to be valid for a period of 12 months

·         Covers expenses from hospitalisation due to COVID-19 for up to ₹ 3 lakh & pre and post hospitalisation expenses for up to 30 and 60 days respectively

·         Covers hospitals (private, government, army), tests, medication & consultations as recognised by Government upon testing positive for COVID-19

·         No limit on ICU or room rent charges until the insured sum lasts

·         Insured can make a cashless or a reimbursement claim

SpiceJet, the country’s favourite airline and the biggest air cargo operator, has facilitated insurance cover for COVID-19 hospitalisation which can be availed by its passengers – a first-of-its-kind initiative by an airline in India. As part of our constant efforts to ensure the safety and well-being of our passengers amidst the pandemic, SpiceJet has joined hands with Go Digit General Insurance Limited through its Digit Illness Group Insurance Policy to offer this insurance cover that will further boost the confidence and morale of passengers.

Passengers can opt for the insurance cover ranging between ₹ 50,000 to ₹ 300,000 at a premium for as low as ₹ 443 to ₹ 1564 a year (including GST). The insurance covers hospital expenses and all pre and post hospitalisation expenses for 30 and 60 days respectively. The comprehensive cover includes tests, medication and consultations upon testing positive for COVID-19. 

Ajay Singh, Chairman & Managing Director, SpiceJet, said, “The health, well-being and safety of our passengers is our topmost priority and this medical insurance cover that we have facilitated is certainly relevant for the current times. It will further boost the morale of our passengers to travel freely and frequently. The insurance cover is not only very affordable but is also valid for a one-year period. I would also reiterate the fact that air travel was and remains the safest mode of public transport and we have not seen a single case of transmission of the coronavirus on a SpiceJet flight.”

This insurance has no restrictions on room or ICU rent. This implies there is no limit on ICU charges or room rent until the insured sum lasts.

The policy will be valid for a period of one year from the date of issuance and covers all types of hospitals including Private, Military, Army, Government etc. and ensures a zero-touch process to avail the claim. While making a claim, customers can either opt for a cashless claim post positive diagnosis report of Covid-19 or a reimbursement claim. Under cashless, the amount is settled with the hospital or the provider directly whereas in case of a reimbursement claim, the claim amount is transferred to the customer’s bank account. The claim process offered by Digit is completely “zero-touch” enabled by Audio Claims, Soft-copy Document submission & 24*7 customer care assistance.

The pandemic has taken a huge toll on people’s physical, emotional as well as financial health. At a time when anyone could face sudden health mishaps, health insurance plays an important role. With its association with Digit, SpiceJet has brought a product offering that is relevant -- available at low premium, offering comprehensive coverage in terms of hospitalisation and medication and a hassle free claim process.

To avail the cover, passengers can click on ‘Get Insured’ button at   https://www.spicejet.com/covidinsurance.aspx. By selecting the premium option and filling in the details of the members, customers can then proceed to pay and complete the enrollment.

Godrej Consumer Products insures workforce of more than

Godrej Consumer Products insures workforce of more than
4000 personnel against COVID-19

                                                                       

 Continuing its efforts to empower stakeholders against COVID-19, Godrej Consumer Products Ltd, a leading emergent markets company, has insured over 4000 extended workforce part of the supply and distribution chain in India. The medical insurance covers personnel on channel partners’ payrolls or contracted by them to ensure smooth business operations for GCPL. For medical hospitalization or treatment of COVID-19, each employee is entitled to cashless treatment or reimbursement of medical expenses up to INR 50,000.

This is a pioneering industry-first initiative taken by a corporate to cover such a large number of personnel. The medical insurance under Digit Illness Group Insurance Policy is provided by Go Digit General Insurance, a new age general insurance company with a mission to make insurance simple. The 4000+ personnel base who are covered under medical insurance are contract labours, delivery teams, carrying and forwarding agents, loaders and unloaders, and logistic teams including drivers. This is in addition to 2675 permanent employees of GCPL who already have medical benefits.

Commenting on this major step taken by the company, Sunil Kataria, CEO – India & SAARC, Godrej Consumer Products Ltd, said, “COVID-19 has posed great threat to public health in India.  Be it permanent, contracted or third-party, GCPL has commitment towards all its extended workforce. We value their efforts, and their safety is of prime importance to us. Therefore, we have undertaken this initiative to insure the workforce of over 4000 personnel who are the backbone of our supply and distribution chain. We have established a comprehensive health and safety monitoring system in all our operating locations. Through a culture of proactive and preventive behavior, we will continuously review our policy to keep them in line with current requirements and needs of our workforce.”

Jasleen Kohli, Chief Distribution Officer, Digit Insurance, said, “Our mission at Digit is to simplify insurance & to create products that people really need. Given, the current global situation, offering a cover for COVID-19 was the need of the hour and we are glad that Godrej shares this vision with us for their employees. The product covers not just hospitalization expenses including ICU Rent & Room Rent but also Pre/Post Hospitalization & Ambulance Charges for a positively tested COVID-19 patient. The idea is to handle these unpredictable times in the best way possible, through simplified insurance as an instrument. Also, our entire claims process is ‘Zero-touch’, which is required at this time, as we accept audio claims instead of claim forms, soft-copies instead of hard-copies for proofs and have a 24*7 customer care assistance, again completely online.”

Godrej Consumer Products has always been committed to maintain both lives and livelihoods. As its manufacturing units are functioning, the company has ensured that employees are following hygiene and adequate social distancing practices. Factory personnel are given face masks along with provisions of sanitisers, staggered shifts, access control and thermal screening.

GCPL has set up a daily COVID-19 allowance for all its factory and contract employees. A one-month food package containing essential products like rice, flour, pulses, oil, salt, among other items, is also given to them. GCPL has ensured no deduction in wages of contract workers and is closely working with contractors to ensure this policy is followed as a protocol.