Agrim HFC launches www.apnagharkhoj.com ; India’s first affordable home

 Agrim HFC launches www.apnagharkhoj.com  ; India’s first affordable home search site

With the motto “Ab Ghar Lena Asaan”  Apnagharkhoj aspires to reach out every potential homebuyer in the informal and self-employed segment

Offers “Green rating” to projects showcased on the website

Agrim Housing Finance Company, India’s only housing finance company which is 100% dedicated to providing home loans to the informal, self-employed lower income group, has launched www.apnagharkhoj.com, a dedicated website for affordable homes in the range of Rs 5 to Rs 50 lakhs. The website was unveiled by a customer of Agrim Housing Finance from Kalyan, Ajay Kumar Pandey.

The multilingual website lists projects and homes by builders specialising in affordable housing solutions to those seeking to invest in their dream home on a relatively low budget. It presently features over 300 properties from 250 builders in 4 locations namely Mumbai, Pune, Bengaluru and Indore. The platform plans to host more than 10,000 builder projects who are not part of the formal ecosystem of digital property search, by December 2022. 

Speaking on the launch, Dr. Malcolm Athaide, CEO and co-founder of Agrim HFC said “ApnaGharKhoj is our endeavour to reach the maximum number of customers and give them an easily accessible service to fulfil their dream of owing a home. We are also able to provide smaller builders, who are not able to showcase their properties on other larger platforms, an avenue to reach out to their target audience.”

AphaGharKhoj offers a GREEN rating to projects, which enable the home buyers to understand the environment consciousness of the project they are investing in.

Agrim HFC has disrupted the housing loan market with its unique service standards catering exclusively to the informal and self-employed sector in India. It operates on three important pillars i.e. Find My Home, Finance My Home & Improve my Livelihood.  ApnaGharKhoj, address the needs of the first pillar, where any homebuyer looking exclusively for an affordable home, can find a home of his choice easily on the website and then has an option to finance the purchase through Agrim HFC and improve his livelihood with better access to opportunities.

Background:

Agrim Housing Finance Company (Agrim HFC), registered under The Reserve Bank of India and regulated by National Housing Board, is India’s first housing finance company which is 100% dedicated to providing home loans to the informal, self-employed lower income group.  Adopting new age technology to provide easy and quick access to home loans Agrim HFC aims to fulfil the home ownership dream of the millions of Indians who have thus far faced difficulties accessing finance. Agrim HFC is able to provide easy housing finance solutions to individuals who are unable to prove their creditworthiness under the formal financial matrix. (i.e. small business owners, employees, blue collar workers etc.)

 

Using 42 algorithm-based scorecards at present, with supervised machine learning, our application works on B2C model with easy-to-follow process that takes into the account the income of all the earning members in a family, which enhances the edibility of getting a home loan. The company has presence in 4 cities, Mumbai, Pune, Bangalore and in Indore.

Flipkart brings exciting festive offerings

Flipkart brings exciting festive offerings with ‘Big Billion Days Specials’, unveils over 200 special edition products

Partners with leading brands, sellers and artisans to co-create an innovative range of products across categories available only during the 6 days of The Big Billion Days

Flipkart, India’s homegrown e-commerce marketplace, is aiming to make the festive shopping experience with the Big Billion Days even more special for consumers this year, with the introduction of a bigger and more attractive range of special edition products. The Big Billion Days Specials are a range of unique products across categories, co-created with leading brands, including limited edition products and collectables.

 In partnership with more than 100 brands, exciting products across categories including fashion, electronics, mobile phones, large appliances, personal care, handicrafts and others will be made accessible to consumers. These 200+ products will be available only during the 6 Big Billion Days, which begins from midnight of October 16, with early access for Flipkart Plus consumers on October 15, until October 21, 2020.

 Flipkart had first introduced the Big Billion Days Specials in 2019, with the aim to create curated special collections, that are thematic or have industry-first innovations, to make the consumer shopping experience a memorable one, while meeting their growing aspirations. The number of partnerships for this year’s Big Billion Days Specials has more than doubled, as Flipkart continues to strengthen the partnership ecosystem and bring brands closer to consumers across the country.

 In addition to brand partnerships, this year’s Big Billion Days also brings together lakhs of artisans from across the country as part of the Samarth initiative. Craft techniques as old as Dokra Decor Craft amongst others will be made available for customers across India, as part of the festive fervour. Today, Flipkart Samarth supports the livelihoods of over 6,00,000 artisans, weavers and craftsmen across India and Flipkart consistently works towards bringing more such sellers to the platform through inclusive ecosystem partnerships, taking into account partners of all scales and specialisation.

 This year’s Big Billion Days Specials have been curated leveraging Flipkart’s strong consumer understanding, aiming to make available a wide range of products across price points, that will make the festive season special for people across the country.

 Some of the Big Billion Days Specials that customers will get access to this year include: 

• Motorola - India's First 3 in1 Smart Wireless device
• An Ethnic Range Curated By Kareena Kapoor for Imara
• Bikaji Limited edition 24K Gold leaf sweets
• Exclusive Virat Kohli Line of One8 products
• Puma X Big Billion Days , Catch Limited Edition Sneakers in Big Billion Days Flagship Colours 
• Anti - Microbial athleisure range from Flying machine 
• Denver - Shahrukh Khan's new autograph range
• Bluestar - Virus Deactivator AC
• India's first Smart TV with Sound by Onkyo by Nokia
• Room in a Box Furniture
• Stonesoup hygiene kits which are a part of Samarth’s ‘cart for a cause’ programme
• Special handicrafts such as Biswa Bangla Handcrafted Dokra and Kansha Chhanta

 Some of the Big Billion Days Specials products will give customers a chance to meet their favourite celebrities, including Virat Kohli, Salman Khan and Ananya Pandey.

 Nandita Sinha, Vice President – Events, Engagement & Merchandising at Flipkart, said, “The Big Billion Days is truly a festival for us and we look forward to making this year equally special for our consumers across the country. We aim to bring joy to people, in big ways and small, through a diverse offering on our platform. Every year, Flipkart leverages consumer insights and works collaboratively with thousands of brands in the ecosystem, to bring forth the best products. The phenomenal response we received from the entire ecosystem for the Big Billion Days Specials in 2019 encouraged us to partner with an even larger number of brands and celebrities to make it extra special for consumers this year. We are confident our partnerships and special edition products will help onboard new customers and chart a sharper growth trajectory for our partner brands.”

 The festive season not only marks the coming together of friends and families but is also the time when consumers make some of their most-awaited purchases. The Big Billion Days is comparable with other shopping phenomena across the world, and has become synonymous with India’s festive shopping season and is bringing more customers on board every year, expanding choice drastically, and changing the way Indians approach festive shopping.