“We have come across some quotes on social media which suggest that transferring money through Google Pay is not protected by the law, since the app is unauthorised. RBI has authorised NPCI as a Payment System Operator (PSO) of UPI and NPCI in its capacity as PSO authorises all UPI participants.
We would like to clarify that Google Pay is classified as Third Party App Provider (TPAP) that also provides UPI payment services like many others, working through banking partners and operating under the UPI framework of NPCI. All authorised TPAPs are listed on the NPCI Website.
All transactions made using any of the authorized TPAPs are fully protected by the redressal processes laid out by applicable guidelines of NPCI/RBI and customers already have full access to the same.
Further, we would also like to clarify that all authorised TPAP’s are already bound by full compliance to all the regulations and applicable laws in India.
UPI ecosystem is fully safe and secure, and we appeal to the citizens not to fall prey to such malicious news. We also request UPI customers not to share their OTP (one time password) and UPI Pin with anybody”.
Sr. No.
|
Bank Name
|
Type
|
Application Name
|
Handles
|
1
|
Airtel Payments Bank
|
PSP & Issuer
|
My Airtel -Online recharge, Pay Bill , Wallet, UPI
|
airtel,airtelpaymentsbank,apb
|
2
|
Allahabad Bank
|
PSP & Issuer
|
BHIM Allbank UPI
|
allbank,albk,allahabadbank
|
3
|
Andhra Bank
|
PSP & Issuer
|
Bhim Andhra Bank One- UPI App
|
andb
|
4
|
Axis Bank
|
PSP & Issuer
|
BHIM Axis Pay UPI App and Freecharge
|
axisgo,axis,pingpay,lime,
|
5
|
Bank of Baroda
|
PSP & Issuer
|
BHIM Baroda PAY
|
barodampay
|
6
|
Bank Of India
|
PSP & Issuer
|
BHIM BOI UPI
|
boi
|
7
|
Bank of Maharashtra
|
PSP & Issuer
|
BHIM Maha UPI
|
mahb
|
8
|
Canara Bank
|
PSP & Issuer
|
BHIM Canara- eMPower
|
cnrb
|
9
|
Catholic Syrian Bank
|
PSP & Issuer
|
CSB UPI
|
csbpay,csbcash
|
10
|
Central Bank of India
|
PSP & Issuer
|
BHIM Cent UPI
|
centralbank,cbin,cboi
|
11
|
City Union Bank
|
PSP & Issuer
|
City Union Bank UPI
|
cub
|
12
|
DBS Digibank
|
PSP & Issuer
|
Digibank
|
dbs
|
13
|
DCB Bank
|
PSP & Issuer
|
BHIM DCB Bank UPI
|
@dcb, @dcbbank
|
14
|
Dena Bank
|
PSP & Issuer
|
BHIM Dena UPI
|
denabank
|
15
|
Equitas Small Finance Bank
|
PSP & Issuer
|
Equitas UPI
|
equitas, purz
|
16
|
Federal Bank
|
PSP & Issuer
|
BHIM LOTZA UPI Payments APP
|
federal,fbl
|
17
|
Fino Payment Bank
|
PSP & Issuer
|
Fino Bpay
|
finobank
|
18
|
HDFC Bank
|
PSP & Issuer
|
HDFC Bank Mobilebanking and PayZapp
|
hdfcbank,payzapp,okhdfcbank,
|
19
|
HSBC
|
PSP & Issuer
|
HSBC Simple Pay
|
hsbc
|
20
|
ICICI Bank
|
PSP & Issuer
|
iMobile By ICICI Bank and Pockets
|
imobile, pockets,ezeepay,eazypay,icici,
|
21
|
IDBI Bank
|
PSP & Issuer
|
BHIM PAyWIZ by IDBI Bank
|
idbi, idbibank
|
22
|
IDFC First Bank
|
PSP & Issuer
|
IDFC Bank BHIM UPI App
|
idfc,idfcbank,idfcnetc,cmsidfc
|
23
|
Indian Bank
|
PSP & Issuer
|
BHIM Indian Bank UPI
|
indianbank,indbank,indianbk
|
24
|
Indian Overseas Bank
|
PSP & Issuer
|
BHIM IOB UPI
|
iob
|
25
|
IndusInd Bank
|
PSP & Issuer
|
BHIM Indus Pay
|
indus
|
26
|
Jammu and Kashmir Bank
|
PSP & Issuer
|
BHIM JK Bank UPI
|
jkb
|
27
|
Janta Sahakari Bank Pune
|
PSP & Issuer
|
JetPay
|
jsbp
|
28
|
Karnataka Bank
|
PSP & Issuer
|
BHIM KBL UPI
|
kbl,karb,kbl052
|
29
|
Karur Vysya Bank
|
PSP & Issuer
|
BHIM KVB Pay
|
kvb,karurvysyabank,kvbank
|
30
|
Kotak Mahindra Bank
|
PSP & Issuer
|
BHIM KOTAK Pay
|
kotak,kaypay,kmb,kmbl
|
31
|
Oriental Bank of Commerce
|
PSP & Issuer
|
BHIM Oriental Pay
|
obc
|
32
|
Paytm Payments Bank
|
PSP & Issuer
|
Paytm App
|
paytm
|
33
|
Punjab & Sind Bank
|
PSP & Issuer
|
BHIM PSB
|
psb
|
34
|
Punjab National Bank
|
PSP & Issuer
|
BHIM PNB
|
pnb
|
35
|
South Indian Bank
|
PSP & Issuer
|
BHIM SIB UPI
|
sib
|
36
|
Standard Chartered Bank
|
PSP & Issuer
|
SC UPI
|
srcb,sc,scmobile,scb,scbl
|
37
|
State Bank of India
|
PSP & Issuer
|
BHIM SBI Pay
|
sbi
|
38
|
Syndicate Bank
|
PSP & Issuer
|
BHIM SyndUPI
|
syndicate,syndbank,synd
|
39
|
The Lakshmi Vilas Bank Limited
|
PSP & Issuer
|
BHIM LVB UPAAY
|
lvb,lvbank
|
40
|
RBL Bank Ltd.
|
PSP & Issuer
|
BHIM RBL Pay and RBL Mobank 2.0
|
rbl
|
41
|
The Thane Janta Sahakari Bank Ltd(TJSB)
|
PSP & Issuer
|
Tranzapp –UPI
|
tjsb
|
42
|
UCO Bank
|
PSP & Issuer
|
BHIM UCO UPI
|
uco
|
43
|
Union Bank of India
|
PSP & Issuer
|
BHIM Union Bank UPI App
|
unionbankofindia,unionbank,
|
44
|
United Bank of India
|
PSP & Issuer
|
BHIM United UPI Pay
|
ubi,united,utbi
|
45
|
Vijaya Bank
|
PSP & Issuer
|
BHIM Vijaya UPI App
|
vjb,vijb,vijayabank
|
46
|
Yes Bank
|
PSP & Issuer
|
BHIM YES Pay
|
yesbank,yesbankltd
|
47
|
Bandhan Bank
|
PSP & Issuer
|
BHIM Bandhan UPI
|
bandhan
|
48
|
Dhanlaxmi Bank Ltd
|
...
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