RankMF Launches India’s First Mutual fund Portfolio

RankMF Launches India’s First Mutual fund Portfolio Sanitization Tool: SmartSwitch 

• India’s first revolutionary mutual fund portfolio evaluation and recommendation tool
• Investors will be able to evaluate their current mutual fund portfolio, check their portfolio score and switch poor-performing funds into new recommended funds
• #RankMFSmartSwitch

RankMF, a Samco Group brand, announces the launch of a new and superior portfolio upgradation tool, ‘SmartSwitch’. RankMF’s  SmartSwitch is a revolutionary mutual fund portfolio evaluation and recommendation tool that helps to analyse your existing mutual fund portfolio giving quality score on various parameters like 

• Quality of existing mutual funds
• Category of mutual funds
• Over or under exposure to specific fund or category
• Over or under diversification

SmartSwitch uses RankMF’s proprietary research and rating engine to recommend switching of poor-performing schemes with high quality recommended schemes. 

“Approximately 11 lakh crores of AUM is stuck in less than 4 stars rated funds. It is important that these investors let go of their emotions to stay invested in these poor-quality funds and shift their investments to good quality funds to avoid further losses,” highlighted Mr. Jimeet Modi, CEO, Samco Group. 

“If you are someone who has invested money with great discipline and still haven’t made gains over a long period means there are great chances that you have invested your money in the wrong mutual funds. SmartSwitch will help investors get a quality score for their portfolio, get specific recommendations and then will allow them to switch poor-quality funds to better-recommended funds,” he added further. 

In the past 1 year 

1.  89% of AUM in Large-Cap Category has given negative returns of 5% to 22%.

2.  86% of AUM in Multi-Cap Category has given negative returns of 5% to 27%. 

3.  99.5% of AUM in Small-Cap Category has given negative returns of 5% to 26%. 

4.  82% of AUM in Mid-cap Category has given negative returns of 5% to 18%.

* Data as on 1st July, 2020 – Source AMFI.

The above data statistics clearly emphasize starting your new mutual fund’s investments in the right funds. 

Mr. Omkeshwar Singh, Head - Rank MF, Samco Group commenting on the launch added that, “Choosing the right funds is the main objective when investing in Mutual Funds. The funds can in turn give negative returns after some time and that investor can end up having an over-diversified portfolio. SmartSwitch is a revolutionary solution for these investors. They can simply upload their eCAS, check their portfolio score and switch their existing investments from poor quality or non-performing funds to a recommended quality mutual fund portfolio.” 

How Does SmartSwitch Work?

RankMF provides the only mutual fund research which does not rate and rank mutual funds on past performance. RankMF takes into consideration a variety of factors into consideration and over 20 million data points such as expense ratios, standard deviation, beta, market valuations, and multiples, portfolio holdings and diversification/concentration of portfolio, the cash ratio of a fund, size of the fund, the predicted yields and we can go on and on, however one of the most important factors is the actual portfolio quality of holdings since that is what is going to deliver investor returns.

SAMCO’s RankMF launches SmartSIP

- A new and superior way of investing in mutual funds as compared to traditional SIPs

- Built on the Warren Buffett’s principles of Margin of Safety

- Now available for over 350+ equity schemes with the ability to generate substantially higher returns with lower risk

#UpgradeToSmartSIP

Samco Securities limited, a Mumbai-based fintech start-up and one of India’s fastest growing Discount Brokers introduces a new and superior investment system, ‘SmartSIP’ by Rank MF. The recently launched Rank MF platform (www.rankmf.com) is a mutual fund research and investment platform with the objective of helping investors solve one of the biggest problems in Mutual Fund investing i.e. selection of the correct schemes out of a wide plethora of 3000 schemes available.

Rank MF’s SmartSIP is a revolutionary new order type for investing in Mutual Funds which maximizes returns. It automatically follows the rule of Buying Low and Selling High instead of a regular SIP which buys units even when markets are high. In a SmartSIP order, when the market prices are expensive, money is invested in low risk liquid funds and when the market prices are cheap, more money is invested in equity funds.

“In recent times SIP has been gaining popularity among Indian MF investors, with the launch of RankMF’s SmartSIP, investors can give a big boost to their mutual fund returns with far lower risks a win-win combination to generate higher absolute returns than normal SIP” commented Mr. Jimeet Modi, Founder and CEO, Samco Securities. “SmartSIP offers a completely new way of investing for retail investors to generate superior returns by buying low and selling high which hitherto was only available to HNIs and Institutional Investors. Thus, it leads to larger realizable value of invested corpus as compared to corpus value of the SIP investments. Therefore, we recommend our investors to get smarter, #UpgradetoSmartSIP,” he further added.

Commenting on the occasion, Mr. Omkeshwar Singh, Head-RankMF said, “Traditional SIPs involve investing a fixed amount of money in a mutual fund scheme at the same date every month. This is done irrespective of the level of the markets and the valuations at which the market is trading.  Whereas RankMF’s SmartSIP system can make up to 8% additional returns year after year compared to the traditional SIP. The system signals whether an investor should continue with the SIP in the equity scheme, jump a SIP or double his SIP in a month. The SmartSIP order is available in 3 modes – SmartSIP, SmartSIP Plus and the SIP Plus modes.”

RankMF is now democratizing these intelligent systems of investing for retail investors by disrupting the age old and sub-optimal SIP investment technique with a far superior alternative – SmartSIP. The SmartSIP order is built on the principle of Margin of Safety, a concept widely referred to as the most important one by the most successful investors of all time Mr. Warren Buffett.

Warren Buffett said, “The three most important words in investing are Margin Of Safety”.

SmartSIP order is a simple order type pegged with 2 mutual fund schemes – one leg is the equity scheme and the other leg is a liquid scheme. It works as a multi – leg composite order where based on the Margin of Safety Index (MosDexTM) of the Equity scheme, automatic adjustments are made between the equity schemes and the liquid scheme. The values of the MosDex will range from 0 – 200, 100 being the average level of margin of safety. So, in simple words, it follows the principle of Margin of Safety. This value averaging mode of investing with SmartSIP is far superior to the dollar cost average mode of investing with traditional SIP.

RankMF SmartSIP is a massive upgrade to traditional way of SIP investing as it has the potential to generate significantly higher returns with correspondingly lower risk. It is now available for over 350 + regular equity schemes. The table below would give a comparison of traditional SIP on one of India’s most famous equity fund scheme with RankMF SmartSIP