Aptus Value Housing Finance’s H1 FY22 Profit after tax (PAT) grew by 30 % Y-o-Y
v AUM of Rs. 4,481 crores; growth of 27% Y-o-Y
v PAT at Rs. 159 crores; growth of 30% Y-o-Y
v ROA at 7.43% - increase by 0.29 bps Y-o-Y
v Gross NPA at 0.81% - increased by 0.14 bps Y-o-Y
v Sufficient on balance sheet liquidity of Rs.736 crores
v Positive ALM and Strong Capital Base
Value Housing Finance India Ltd, a leading Housing Finance company in
South India has declared its financial results for the quarter and half
year ended on 30th September, 2021.
Key Performance Metrics for H1 FY22
Particulars (Rs. Cr)
Gross NPA (%)
Increase by 0.14 bps
Increase by 0.13 bps
· Return on Assets (ROA) is at 7.43%
· Return on Equity (ROE) is at 14.09%
· Networth of over Rs.2,700 crores
· Diversified borrowings with 51% from NHB and DFIs like IFC and large financial institutions, 49% from banks
· Network of 198 branches as on 30th September 2021
Commenting on the results, Mr. M Anandan, Chairman & Managing Director, Aptus Value Housing Finance India Limited,
said, “While business activity was impacted in Q1 FY 22 due to the
second wave of Corona, things returned back to normalcy towards the end
of Q1 and more so in the Q2 FY 22. This is reflected in our overall
performance be it disbursements and collections which are crucial to any
Housing Finance Company. In Q2 FY 22, we were almost at pre covid
levels both in terms of disbursements and collection efficiencies.
During H1 FY22, we disbursed Rs. 668 crores registering a growth of 37%
year on year. We have built a strong branch network of 198 branches to
deliver quality service to our customers. The Company is well
capitalised with a net worth of over Rs.2700 crores. As on September 30,
2021, we have maintained a sufficient on balance sheet liquidity of Rs.
736 crores in the form of cash and cash equivalents.
continued to grow consistently and delivered an AUM growth of 27% Year
on Year. PAT has grown at 30% and our ROA was at 7.43% which is one of
the best in the Industry. Gross NPAs were at 0.81% as on 30 Sep 2021.
Further in the month of August 2021, we became a public listed company and the shares are listed on both NSE and BSE.